Pilot Insurance for Peace of Mind, and What if ?

Popular wisdom suggests that all folks be insurance sensible in any walk of life, and DAC considers certain specific insurances essential to an Expat Contract Pilot, namely:

• Loss of income insurance to provide income while ill or injured (looking past the standard 3 months’ salary in savings).
• International Private Health to ensure optimum medical care when and where you need it.

DAC assess recommended insurance companies from a pilot’s perspective based on our own AAA rating of the insurance company’s

• Affordability
• Accountability
• Availability

Necessity & Affordability

The basic abiding principle of insurance is that you should have it and not need it; so the question should really be, can you afford not to have it? However, as many expat pilots find when they shop insurance for the first time, insurance prices for the individual pilot are often extortionate.
DAC can prevent that by guiding you to the best value with companies where our pilots have done business.

Through thorough research, experience and pilot testaments, DAC has selected what we consider to be the most affordable and reliable insurance companies who have a proven track record on claims.

DAC staff are not insurance agents so we provide instant access to insurance at a discount in lieu of commission in return for reciprocal recommendations from insurance networks.

This process works well because you need shop no further than our links to select insurance companies were you can get quotes, make an application and receive online acceptance directly from the relevant insurance companies. Insurance company representatives are on hand to assist with applications and answer any queries by email.

Assess your needs carefully

DAC recommends you consult with your usual financial adviser regarding your chosen insurance benefit needs, but it is also prudent to insure correctly at the earliest opportunity.

Health is wealth but sadly we can’t take it for granted. Two insurance companies meet the DAC seal of approval so that we can recommend to you:

GBE AircrewCare Fitness To Fly Insurance for international loss of income insurance.

Baymac member’s purchasing association for worldwide private health insurance.

DAC welcomes any questions or queries which we will answer for you in the first instance or we may introduce you to an appropriate insurance adviser for more information.

It is our pleasure to make suggestions for insurance options, and to hopefully take the headache out of trying to find appropriate options on you own.  Please read on…

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Divine Aviation Consulting (DAC), Thomas L. Divine, and any Staff members are not trained nor registered insurance agents or financial advisors. We recommend you consult with your chosen financial adviser regarding your appropriate insurance benefit needs, and for all financial investments. All DAC recommendations are based on past business experience with these associates, and all have shown like-minded, dependable practices, offered for your consideration.
Our best wishes for your health and financial well-being.

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“ I worked with Captain Divine for over three years. Throughout that time the company continued to expand and working conditions flourished. Through Captain Divine’s relentless efforts and thanks to his many connections, we ended up with what is probably the best pilot insurance program available for Expat Pilots. Calls and concerns to Thomas and/or his office were ALWAYS answered promptly, courteously, and efficiently. This can’t be said for other firms that are out there. He visited our place of employment and had good rapport with their management. Involved management would be a good description of what I had during my association with Captain Divine and the great working conditions were a result of his efforts.”

Respectfully,
John C. (B744 Captain)